The Philippine Trade and Training Center (PTTC) is offering effective Selling and Negotiations Seminar which will be held on August 27, 2009 at the PTTC building,  Sen. Gil Puyat Ave. cor. Roxas Boulevard, Pasay City. The seminar will start by 8:00-5:00 pm

The seminar will be open to all businessmen and aspirants who wants to learn the art of selling and the effective way on dealing with investors, clients, partners and other businessman.

Registration fee is worth Php2,000. Registration  form can be downloaded at http://www.pttc.gov.ph

for more information contact: Imelda Nieves
Contact Number/s: (632)831-9988; 468-8962
Email: tbmd@pttc.gov.ph or info@pttc.gov.ph

Wanna know how to earn extra income without investing too much money? Learn how to prosper your income without even leaving your home!

For the whole month of August, the Maya Kitchen will teach individuals who want to earn income with its Pinoy Fastfood, Rice Toppings, Home Bakery and No-Preservatives Processed Meats and Pickled vegetables lecture series.

For more inquiries, you may visit their office at The Maya Kitchen Culinary Center every Tuesday to Saturday at 835 liberty bldg., A. Arnaiz Ave. (Pasay Rd.) Makati City.

Contact them at: 892-5011 loc. 108

email: contactus@themayakitchen.com

website: www.themayakitchen.com

In recent article, I explained how to invest in Bond Funds. Now, I’ll be explaining the four basics in investing, particularly government securities.

What is government securities? Investopedia define this as “short-term Treasury bills, medium-term Treasury notes, and long-term Treasury bonds.” Government Securities are said to be the safe. Anyone can invest.

There are four types of Government Securities:

• Retail Treasury Bonds (RTB) -  are medium-term government securities and maturities and 3, 5 and 7 year.  RTB is paid on quarterly coupons.

• Fixed Rate Treasury Note (FRTN) - this are medium to long term government securities with maturities ranging two years to to 25 years. FRTN is paid on quarterly coupons.
• Republic of the Philippine Bonds (RBP)- this are Philippine bonds denominated in foreign money (USD, EUR, and JPY). ROP is paid in semi annual coupon.
• Zero Coupon Bonds (Zeroes) - are government securities with maturities from 5, 7 to 10 years. zeroes are sold at a discount on issue date and pay out the phase value  upon maturity date.

If you are interested in investing in bonds, you may contact BPI Asset Management for more information in bond investment.

Bond funds are kind of investments, or are mutual funds that invest in bonds rather than in stocks. It is less risky compared to stocks since the money does not rely more on stock market.

Investing in Bonds is more likely suited to those who want to have sure income with less risk involved. The Bank of the Philippine Island (BPI) for instance has updated and broadens their program in Bond fund. BPI’s Premium Bond Fund and ALMF Peso bond fund are both designed to rebalanced the instabilities in which are continuously being positioned to take advantage of interest rate movement in the market.

Why invest in Bond Funds?

• Bonds provide higher return
• It is transparent, meaning investors are well updated on regular reports like Monthly Fund Performance Report and Quarterly Fund Statement.
• Investors can easily sell or buy their units
• Less hassle in monitoring your investments