Are you having problems in doing your tax planning system? Do you still have a problem regarding paying your taxes? Or do you want to know more about taxes?

The Center for Global Best Practices will hold a two-day seminar that will focus on tax planning entitled, “Year-End Tax Planning- The Right Way!” on October 01-02 at the EDSA Shangri-La Hotel, Mandaluyong City.

Top lecturer from top law firms in the country will be impart knowledge in creating tax system. All cases and issues on TAX will also be taught and lectured.

Aside from lectures, attendees  will also do exercises to enhance their skills in tax planning.

The event key speaker and lecturer will be Rosario Bernaldo, CPA founder of law and accounting firm Bernaldo, Mirador law Offices and RS Bernaldo & Associates.

This one time event offers group discounts for three or more attendees. Registration is now open. For more inquiries, please call (02) 842-7148 or log on to www.cgbp.org or email jessica@cgbp.org.

Franchising are said to be the easiest business to venture and top Filipino Franchisee and Franchiser will prove to you why!

The Association of Filipino Franchisers, Inc is inviting all aspirant franchisee and businessmen to attend the 8th Filipino Franchise Show 2009 which will be held on September 4-6, 2009 at the World Trade Center, Pasay City.

Top Franchisers will share their stories and success advice on how they manage to prosper their businesses.

Aside from the expo of different franchise business in the country, a seminar will also be held.

For free registration and other inquiries, visit http://www.franchiseshowphilippines.com/

Franchising is probably one of the most in demand type of business nowadays mainly because first the business is already “established” and second is due to the fact that it is less risky than creating a new one.

From big and known fast food chains to small food kiosk, more and more Filipinos are encourage to join franchising.. a great outlet to invest money.

But before you invest to franchisng, here’s are the basic information about franchisng that you MUST know:

• Franchising- It is a type of business by which a franchise is granted the right to engage in the business of offering, selling or distributing goods and services under a marketing plan  or system prescribed in substantial part by a franchisor and which is substantially associated with the franchisor’s trademark, name, logo and advertising.
• Franchise- The kind and the name of the business that the franchisee adapts.
• Franchisor- The owner or operator of the franchise
• Franchisee- The one who bought the franchise.
• Royalty Fee- This is the fee paid of the franchisee to the franchisor for the continuous used of the trademark and services of the franchise.
• Franchising Fee- This is the initial pay for purchasing a franchise which includes the terms of use of the franchise, training, etc
• Advertising Fee- Payment for the advertisement and promotions of the franchise
• Franchise Agreement- this is the written agreement between the franchisee and the franchisor regarding the terms and conditions of the franchise. The agreement is witnessed and observed by lawyers of both sides. It is most common for a seven-year franchise contract. 
• Operational Agreement- This is the written form of agreement, witnessed and observed by a lawyer, about the agreement between the franchisee and the franchisor method of operation.
• Master franchising- This is most common for big business franchise.  This is  model of multi-level franchising wherein the master franchisor sells the development rights in a particular geographic market to a master franchisee, who, in turn, sells individual or single-unit franchises within the territory.
• Initial Investment-The total capital paid for the franchise which includes franchise fee, royalty, and other additional payments.
• Initial Term of Agreement- If typical revenue and expense scenarios hold, the franchisee should be able to recover his initial investment within the initial term of agreement.
• Territory- The geographic location of the franchise. The location of the franchise is often part of the agreement. The Franchisor has a say on where the franchise should be located.

Bond funds are kind of investments, or are mutual funds that invest in bonds rather than in stocks. It is less risky compared to stocks since the money does not rely more on stock market.

Investing in Bonds is more likely suited to those who want to have sure income with less risk involved. The Bank of the Philippine Island (BPI) for instance has updated and broadens their program in Bond fund. BPI’s Premium Bond Fund and ALMF Peso bond fund are both designed to rebalanced the instabilities in which are continuously being positioned to take advantage of interest rate movement in the market.

Why invest in Bond Funds?

• Bonds provide higher return
• It is transparent, meaning investors are well updated on regular reports like Monthly Fund Performance Report and Quarterly Fund Statement.
• Investors can easily sell or buy their units
• Less hassle in monitoring your investments