Jewelry isn’t just for flair and glamor nowadays, it can be your secret to success.

The Golden Treasure Skills and Development organized a seminar and lecture program that will teach participants how to earn money on jewelry making.

The seminar will  be held on June 27, 2009 at the College of Social Work and Community Development, Magsaysay Avenue corner Ylanan St., University of the Philippines, Diliman, Quezon City.

The jewelry making is actually very cheap and easy to create. The jewelries will be made out of nylons, beads, crystals, stones and other indigenous materials. there will be a hands on training on how to string up beads and tie up colors to make bracelets, earrings, necklaces,  anklets and other accessories.

The organizers will give certificate of attendance to all participants. All materials needed will be provided. Lunch and snacks will also be served free.

For registration and other inquiries, please call 421-1577, 436-7826, 433-7601 or 913-6551 or visit www.goldentreasureskills.com

People nowadays are wise in terms of investing their money. We are in the midst of global crisis but there are still some who wanna take some risk and still choose to invest in business or property. But if you want a stable business, why not try to invest your money in Tourism?

The country is surrounded with beautiful beaches and landscapes that are good for business.  Foreign investors sees good future in RP’s Tourism, in fact most of the famous hotels and resorts here are owned by Foreign nationals.

If foreign investors find our tourism a good source of income, then we can’t just let them invest in what is supposed to be ‘ours’ right?

The government are encouraging local businessman to invest in tourism this was after the “Toursm Act of 2009″ has been signed. The new law hopes to capitalize assets to harness torism as harness as an engine for economic growth.

The law also features the creation of Tourism Infrastructure and Enterprise Zone Authority (TIEZ) which will which will designate, regulate and supervise the Tourism Enterprise Zones (TEZs) established under this Act.

Though investing in tourism means laying down a lot of money, specialist says that its worth it. especially during Summer.

More and more people are securing their finances and theri future putting theri money on Mutual Funds, where they became as shareholders.

Mutual Fund is an investment company that pools the funds of many individual and institutional investors to form a massive asset base. The assets or the funds will be entrusted to a full time fund manager who will develop and secure the portfolio of security investments.  A mutual can make money from its securities investments in two ways: a security can pay dividends and interest to the fund, or a security  can rise in value.  The fund passes any dividends, interest or profits on the sale of its portfolio securities, less fund expenses, to shareholders in the form of distributions.

There are four types of Mutual Funds that exists in the country, which are:

• Bonds-  Bond funds invest primarily in bonds such as treasury notes issued by the Philippine government and commercial papers issued by reputable companies in the Philippines. Bonds provides capital preservation while maintaining a conservative stance in terms of allocation.

• Money Market Funds- Almost the same as bonds but differ in terms of investments which up for 1 year or less.

• Equity Funds- Members of Equity funds usually shares stock in Philippine big corporations.

• Balanced Funds- Members both invest in bonds and shares a stock in companies.

There are 22 Mutual Funds in the country today were 10 mostly are Balanced Funds. 6 companies are Bond Funds while 5 is in Equity Funds. However, only one company offers Money market Funds.

Finally, Microsoft Philippines launched Microsoft 7 Beta yesterday, that aims to make computer works faster! However, the product is not yet available and consumers might wait until the fourth quarter of this year to avail.

This is good news for Vista users who are experiencing difficulties in the system, a lot of complaints against Vista are collected because of it’s slowness and lack of compatibility with other hardware devices.

Jay Joson of Microsoft Philippines is encouraging companies to upgrade their computers to Microsoft 7 Beta to experience faster system. Microsoft 7 beta is ideal for companies that depend a lot on computers.